Grants, Loans, Venture Capital

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Business credit is essential for any small business. When you start your company, you want to establish credit, no matter how small. A business credit card is an easy way to do this. Over time, you can grow your credit limit and rating. This will enable you to get financing for your business down the road when you're ready to expand your operations or even at an unexpected time of need.

Look for a business credit card with a low interest rate and multiple benefits, such as purchasing discounts or reward points. Whichever credit card you decide to get, use it exclusively for business purposes. You want to keep personal and business finances separate. If you can, accountants generally advise that you put your business credit card under your business name so that you don't lower your personal credit score or complicate an audit.


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